Points To Love Terms of Use

Effective 2024-03-07

California customers: if you using an External Service (such as Apple ID or Google Play), you must cancel through that service, as explained in more detail in Section 8a. For subscribers through Apple ID, refunds are handled by Apple, not Points To Love. You can request a refund from Apple through your Apple ID account on your phone or at https://getsupport.apple.com. All other users may request a refund by contacting Points To Love Customer Service via the provided link, or by sending a signed and dated notice stating your intention to cancel the agreement, along with your name and the email address, phone number, or other unique identifier associated with your account.

This notice shall be sent to: Points To Love, Attn: Cancellations, PO Box 44231 Brooklyn Ohio 44144, USA.

We have included brief summaries at the beginning of each section to make it easier for you to read and understand this agreement. The summaries do not replace the text of each section, and you should still read each section in its entirety.

  1. INTRODUCTION

    By accessing or using Points To Love Services, you agree to be bound by this Terms of Use Agreement (the "Terms" or "Agreement"), including our Privacy Policy and Cookie Policy, so it is important that you read this Agreement and these policies and procedures carefully before you create an account.

    Please take the time to carefully review the dispute resolution provisions outlined in Section 15 below. These provisions detail how claims will be handled between you and Points To Love. They include a mandatory pre-arbitration informal dispute resolution process, an arbitration agreement, options for small claims court, a waiver of class action rights, additional procedures for mass arbitration filings, and a waiver of jury trial rights. These provisions significantly impact your rights, as arbitration typically involves less discovery and appellate review compared to court proceedings.

    We reserve the right to periodically update these Terms, so please visit this page regularly to stay informed about any changes.

    As used in this Agreement, the terms "Pointstolove”, “Pointstolove.com”, “Points To Love”,"us," "we," the "Company", and "our" shall refer to Points To Love, as appropriate. Together you and Points To Love may be referred to as the "Parties" or separately as "Party."

    By accessing or using our Services on Pointstolove.com (the “Website”), the Points To Love mobile application (the “App”), or any other platforms or services Points To Love may offer (collectively, the “Service” or our “Services”), you agree to, and are bound by, this Agreement. This Agreement applies to anyone who accesses or uses our Services, regardless of registration or status.

    Your utilization of our Services is also governed by the Privacy Policy and Cookie Policyalong with any terms you agree to when purchasing additional features, products, or services from Points To Love ("Additional Terms Upon Purchase"). These additional terms are incorporated into this Agreement by reference. If you do not agree with this Agreement, refrain from accessing or using our Services.

    We retain the authority to revise, modify, or amend the Terms at our discretion. Any significant alterations will be posted on this page, accompanied by an updated effective date. While we may notify you of changes via email or other means in specific cases, it is your responsibility to routinely review this page for updates. Your continued use of our Services following any modifications implies your ongoing acceptance of the changes, thus binding you to the updated Terms. If you do not agree to any changes, you must cease accessing or using our Services promptly.

  2. YOUR RESPONSIBILITY; ACCOUNT ELIGIBILITY

    Before you create an account on Points To Love, make sure you are eligible to use our Services.

    You may not create an account or utilize the Services unless all of the following conditions are met, and by utilizing our Services, you affirm and guarantee that:

    1. You are at least 18 years old.
    2. You are legally capable of entering into a binding contract with Points To Love.
    3. You are currently single or separated from your spouse.
    4. You are not residing in a country subject to U.S. Government embargo or designated as a "terrorist supporting" nation.
    5. You are not listed as an individual prohibited from engaging in business with the United States.
    6. You are not legally prohibited from using our Services.
    7. You have not been convicted of, pled guilty to, or been involved in a felony, sex crime, violent offense, or similar serious crime, except in cases where clemency has been granted for a non-violent offense and we have determined that you pose no threat to other users of our Services.
    8. You are not required to register as a sex offender with any state, federal, or local sex offender registry.
    9. You possess only one account on our Services.
    10. You have not been previously banned from our Services or those of our affiliates, unless granted explicit written permission to create a new account.

      Should you no longer meet these criteria at any point, your authorization to access our Services or systems will be automatically revoked, and you must promptly delete your account.

    You Agree To:

    • Abide by these Terms and periodically review this page for updates;
    • Adhere to all relevant laws, encompassing privacy, intellectual property, anti-spam regulations, and other applicable statutes;
    • Utilize the most recent version of the Website and/or App;
    • Interact with other users in a polite and considerate manner, whether on or off our Services;
    • Demonstrate respect when engaging with our customer care representatives or staff members;
    • Maintain a robust password and implement reasonable safeguards to secure your login credentials.

    You Agree That You Will Not:

    • Provide false information regarding your identity, age, employment history, qualifications, or associations with individuals or organizations;
    • Engage in activities that harm the functionality of the Services or impede their accessibility to other users;
    • Utilize our Services in a manner that disrupts or damages the platform, its servers, or the networks supporting our Services;
    • Employ our Services for purposes that are harmful, illegal, or unethical;
    • Engage in behaviors such as harassment, bullying, stalking, intimidation, assault, defamation, or any other form of mistreatment towards others;
    • Share content that is prohibited (refer to the section below for details);
    • Seek passwords or personal identifying information from other users for illicit or commercial purposes, or disclose another individual's personal information without their consent;
    • Solicit money or other items of value from another user, whether as a gift, loan, or form of compensation;
    • Use another user’s account;
    • Violate the terms of the license granted to you by Points To Love(see Section 6 below).
    • Disclose private or proprietary information that you do not have the right to disclose;
    • Copy, modify, transmit, distribute, or create any derivative works from, any Member Content or Our Content, or any copyrighted material, images, trademarks, trade names, service marks, or other intellectual property, content or proprietary information accessible through our Services without Points To Love's prior written consent;
    • Express or imply that any statements you make are endorsed by Points To Love;
    • Use any robot, crawler, site search/retrieval application, proxy or other manual or automatic device, method or process to access, retrieve, index, "data mine," or in any way reproduce or circumvent the navigational structure or presentation of our Services or its contents;
    • Upload viruses or other malicious code or otherwise compromise the security of our Services;
    • Forge headers or otherwise manipulate identifiers to disguise the origin of any information transmitted to or through our Services;
    • "Frame" or "mirror" any part of our Services without Points To Love’s prior written authorization;
    • Use meta tags or code or other devices containing any reference to Points To Loveor the platform (or any trademark, trade name, service mark, logo or slogan of Points To Love) to direct any person to any other website for any purpose;
    • Modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of our Services, or cause others to do so;
    • Use or develop any third-party applications that interact with our Services or Member Content or information without our written consent;
    • Use, access, or publish the Points To Loveapplication programming interface without our written consent;
    • Probe, scan or test the vulnerability of our Services or any system or network;
    • Encourage, promote, or agree to engage in any activity that violates these Terms; or
    • Create a new account after we suspend or terminate your account, unless you receive our express permission.

      Your license and access authorization to use the Services will be automatically revoked if you engage in any of the aforementioned activities.

    Prohibited Content

    Points To Love prohibits uploading or sharing content that:

    • Is likely to be deemed offensive or to harass, upset, embarrass, alarm, or annoy any other person;
    • Is obscene, pornographic, violent, or otherwise may offend human dignity, or contains nudity;
    • Is abusive, insulting, or threatening, discriminatory, or that promotes or encourages racism, sexism, hatred, or bigotry;
    • Encourages or facilitates any illegal activity including, without limitation, terrorism, inciting racial hatred, or the submission of which in itself constitutes committing a criminal offense;
    • Is defamatory, libelous, or untrue;
    • Relates to commercial activities (including, without limitation, sales, competitions, promotions, and advertising, solicitation for services, "sugar daddy" or "sugar baby" relationships, links to other websites, or premium line telephone numbers);
    • Involves the transmission of "junk" mail or "spam";
    • Contains any spyware, adware, viruses, corrupt files, worm programs, or other malicious code designed to interrupt, damage, or limit the functionality of or disrupt any software, hardware, telecommunications, networks, servers, or other equipment, Trojan horse, or any other material designed to damage, interfere with, wrongly intercept or expropriate any data or personal information whether from Points To Love or otherwise;
    • Infringes upon any third party’s rights (including, without limitation, intellectual property rights and privacy rights);
    • Was not written by you or was automatically generated unless expressly authorized by Points To Love;
    • Includes the image or likeness of another person without that person’s consent (or in the case of a minor, the minor’s parent or guardian), or is an image or likeness of a minor unaccompanied by the minor’s parent or guardian;
    • Is inconsistent with the intended use of the Services; or
    • May harm the reputation of Points To Love or its affiliates.

      The uploading or sharing of content that violates these Terms ("Prohibited Content") may result in the immediate suspension or termination of your account.
  3. CONTENT

    It's crucial to comprehend your rights and obligations regarding the content on our Services, including any content you contribute or publish. Posting inappropriate content is strictly forbidden.

    While utilizing our Services, you will encounter: (i) content you upload or furnish during your use of our Services ("Your Content"); (ii) content other users upload or furnish while using our Services ("Member Content"); and (iii) content provided by Points To Love on and through our Services ("Our Content"). In this agreement, "content" encompasses, but is not limited to, all text, images, video, audio, or other materials on our Services, including information on users’ profiles and in direct messages between users.

    1. YOUR CONTENT

      You are responsible for Your Content. Don’t share anything that you wouldn’t want others to see, that would violate this Agreement, or that may expose you or us to legal liability.

      You are solely responsible and liable for Your Content, and, therefore, you agree to indemnify, defend, release, and hold us harmless from any claims made in connection with Your Content.

      You affirm and guarantee to us that the information you furnish to us or any other user is precise, including any details submitted via Facebook or other third-party sources (if applicable), and that you will revise your account information as needed to maintain accuracy.

      The content featured on your individual profile must align with the intended use of our Services. You are prohibited from displaying any personal contact or banking information, whether pertaining to you or any other individual (such as names, home addresses or postcodes, telephone numbers, email addresses, URLs, credit/debit card or other banking details). If you opt to disclose any personal information about yourself to other users, you do so at your own discretion. We advise exercising caution when revealing any personal information online.

      Your individual profile will be accessible to users worldwide, so ensure you are comfortable sharing Your Content before posting. You acknowledge and consent that Your Content may be visible to other users, and notwithstanding these Terms, other users may share Your Content with third parties. By uploading Your Content, you affirm to us that you possess all requisite rights and licenses to do so, and thereby grant us an automatic license to utilize Your Content as outlined in Section 7 below.

      You acknowledge and consent that we reserve the right to monitor or review Your Content, and we retain the authority to remove, delete, edit, limit, or block access to any of Your Content at our discretion. Additionally, you understand and accept that we are not obligated to showcase or assess Your Content.

    2. MEMBER CONTENT

      While you will have access to Member Content, it is not yours and you may not copy or use Member Content for any purpose except as contemplated by these Terms.

      Content shared by other users on our Services is termed Member Content, which is owned by the user who posted it and is stored on our servers for display as directed by the respective user.

      You have no ownership rights concerning Member Content, and unless expressly permitted by Points To Love, you may solely utilize Member Content in accordance with the intended purpose of our Services, which is to facilitate communication and meetings among users. Copying or using Member Content for commercial use, spamming, harassment, or making unlawful threats is prohibited. Misuse of Member Content may result in the termination of your account by us.

    3. OUR CONTENT

      Points To Love owns all other content on our Services.

      Any other text, content, graphics, user interfaces, trademarks, logos, sounds, artwork, images, and other intellectual property appearing on our Services is owned, controlled or licensed by us and protected by copyright, trademark and other intellectual property law rights. All rights, title, and interest in and to Our Content remains with us at all times.

      We grant you a limited license to access and use Our Content as provided under Section 6 below, and we reserve all other rights.

  4. INAPPROPRIATE CONTENT AND MISCONDUCT; REPORTING

    Points To Love does not tolerate inappropriate content or behavior on our Services.

    We are dedicated to fostering a positive and respectful community within Points To Love, and we have a zero-tolerance policy for inappropriate content or misconduct, whether occurring on our Services or elsewhere (including on platforms operated by our affiliates). We urge you to report any inappropriate Member Content or misconduct by other users. You can report a user directly by contacting Points To Love via the support form.

    As outlined in our Privacy Policy, we may exchange data among our affiliates to ensure the safety and security of our users. If we suspect a violation of these Terms, we reserve the right to take appropriate actions, including banning you from our Services and/or those of our affiliates, and/or preventing you from creating new accounts. You acknowledge and accept that we may refrain from sharing specific account information with you if doing so could jeopardize the safety or privacy of our other users.

    Member Content is subject to the terms and conditions of Sections 512(c) and/or 512(d) of the Digital Millennium Copyright Act 1998. To submit a complaint regarding Member Content that may constitute intellectual property infringement, see Section 12 (Digital Millennium Copyright Act) below.

  5. PRIVACY

    Privacy is important to us. We have a separate policy about it that you should read.

    For information about how Points To Love and its affiliates collect, use, and share your personal data, please read our Privacy Policy. By using our Services, you agree that we may use your personal data in accordance with our Privacy Policy.

  6. RIGHTS YOU ARE GRANTED BY POINTS TO LOVE

    Points To Love grants you the right to use and enjoy our Services, subject to these Terms.

    For as long as you comply with these Terms, Points To Love grants you a personal, worldwide, royalty-free, non-assignable, non-exclusive, revocable, and non-sublicensable license to access and use our Services for purposes as intended by Points To Love and permitted by these Terms and applicable laws. This license and any authorization to access the Service are automatically revoked in the event that you fail to comply with these Terms.

  7. RIGHTS YOU GRANT TO POINTS TO LOVE

    You retain ownership of all content you provide to Points To Love, while also granting us the rights to use Your Content in accordance with this Agreement.

    By creating an account, you grant Points To Love a global, perpetual, transferable, sub-licensable, royalty-free license to utilize Your Content. This includes hosting, storing, copying, displaying, adapting, editing, publishing, translating, modifying, distributing, and making Your Content available to the public. This license covers any information you authorize us to access from Facebook or other third-party sources, in any format or medium, known or developed in the future. Points To Love's license to Your Content is generally non-exclusive, except for derivative works created through our Services, where Points To Loveretains an exclusive license. For instance, Points To Love would exclusively license screenshots of our Services containing Your Content.

    Furthermore, to safeguard Your Content from being used beyond our Services, you authorize Points To Loveto represent you in addressing any unauthorized uses of Your Content by other users or third parties. This includes the authority to send notices, such as DMCA Takedown Notices under 17 U.S.C. § 512(c)(3), if Your Content is utilized by third parties outside of our Services. However, Points To Loveis not obligated to take action against the use of Your Content by other users or third parties. Points To Love’s license to Your Content is subject to your rights under applicable law, such as laws concerning personal data protection if the content includes personal information as defined by those laws.

    As a condition for accessing and using our Services, you consent to the placement of advertisements by us, our affiliates, and our third-party partners on our Services. Additionally, when you provide suggestions or feedback to Points To Love regarding our Services, you acknowledge that Points To Love may utilize and distribute such feedback for any purpose without providing compensation to you.

    You consent to Points To Loveaccessing, retaining, and revealing your account details, including Your Content, if deemed necessary by law or based on a reasonable belief that such access, retention, or disclosure is essential to: (i) adhere to legal proceedings; (ii) enforce these Terms; (iii) address claims of content infringement on third-party rights; (iv) address your customer service inquiries; or (v) safeguard the rights, assets, or safety of the Company or any individual.

  8. ACCOUNT TERMINATION

    If you no longer wish to use our Services, or if we terminate your account for any reason, here’s what you need to know.

    You have the option to delete your account anytime by logging into the Website or App, accessing "Settings" on the App(located at the gear/pencil icon in the top right corner) or reaching out to the Pointstolove.com support email on the Website, and following the provided instructions to cancel your membership. However, remember that managing or canceling any External Service Purchases, such as those made through iTunes or Google Play, must be done through your respective External Service Account to avoid additional billing.

    Points To Love reserves the right to investigate and, if deemed necessary, suspend or terminate your account without refund if it suspects you have violated these Terms, misused our Services, or engaged in inappropriate or unlawful behavior, whether on or off our platform. We may utilize any available means, including personal, technological, legal, or others, to enforce the Terms, without prior notice or liability to you, including restricting your access to the Services.

    Should your account be terminated by either you or Points To Love for any reason, these Terms will remain in effect and binding between you and Points To Love, with no entitlement to refunds for any prior purchases. Your information will be handled and deleted in accordance with our Privacy Policy.

  9. NO CRIMINAL BACKGROUND OR IDENTITY VERIFICATION CHECKS

    Points To Love does not conduct criminal background or identity verification checks on its users. Use your best judgment when interacting with others.

    YOU ACKNOWLEDGE THAT POINTS TO LOVE DOES NOT PERFORM CRIMINAL BACKGROUND CHECKS OR IDENTITY VERIFICATION ON ITS USERS, NOR DOES IT DELVE INTO THEIR BACKGROUNDS. POINTS TO LOVE DOES NOT MAKE ANY ASSURANCES REGARDING USERS' CONDUCT, IDENTITY, INTENTIONS, LEGITIMACY, OR TRUTHFULNESS. HOWEVER, POINTS TO LOVE RESERVES THE RIGHT, AND YOU GRANT CONSENT, TO CONDUCT CRIMINAL BACKGROUND CHECKS OR OTHER SCREENINGS (SUCH AS SEX OFFENDER REGISTRY SEARCHES) USING PUBLICLY AVAILABLE RECORDS. ANY INFORMATION YOU PROVIDE MAY BE UTILIZED FOR THIS PURPOSE. SHOULD POINTS TO LOVE CHOOSE TO CONDUCT SCREENINGS THROUGH A CONSUMER REPORTING AGENCY, YOU AUTHORIZE POINTS TO LOVE TO OBTAIN AND USE A CONSUMER REPORT ABOUT YOU TO DETERMINE YOUR ELIGIBILITY UNDER THESE TERMS.

    YOU BEAR FULL RESPONSIBILITY FOR YOUR INTERACTIONS WITH OTHER USERS. SEX OFFENDER SCREENINGS AND OTHER TOOLS CANNOT GUARANTEE YOUR SAFETY AND DO NOT REPLACE ADHERING TO SAFETY TIPS AND OTHER SENSIBLE PRECAUTIONS. ALWAYS EXERCISE CAUTION AND IMPLEMENT APPROPRIATE SAFETY MEASURES WHEN COMMUNICATING WITH OR MEETING NEW PEOPLE. MESSAGES RECEIVED THROUGH THE SERVICE, INCLUDING AUTOMATED NOTIFICATIONS FROM POINTS TO LOVE, MAY RESULT FROM USERS ENGAGING IN IMPROPER BEHAVIOR, SUCH AS FRAUD, ABUSE, HARASSMENT, OR OTHER MISCONDUCT.

    While Points To Love aims to foster a respectful user environment, it cannot be held accountable for the actions of any user on or off the Service. You agree to exercise caution in all interactions with other users, especially if you choose to communicate outside the Service or meet in person.

  10. DISCLAIMER

    Points To Love provides its Services "as is," and we do not make any representations about the content or features of our Services.

    POINTS TO LOVE PROVIDES OUR SERVICES ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF SATISFACTORY QUALITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT (A) OUR SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, (B) ANY DEFECTS OR ERRORS IN OUR SERVICES WILL BE CORRECTED, OR (C) ANY CONTENT OR INFORMATION YOU OBTAIN THROUGH OUR SERVICES WILL BE ACCURATE OR SUITABLE FOR YOUR NEEDS. WE MAKE NO GUARANTEES REGARDING THE NUMBER OF ACTIVE USERS, THEIR DESIRE TO COMMUNICATE WITH YOU, OR THEIR ULTIMATE COMPATIBILITY OR CONDUCT.

    WE ARE NOT RESPONSIBLE FOR ANY CONTENT POSTED, SENT, OR RECEIVED BY YOU OR OTHER USERS THROUGH OUR SERVICES. NOR DO WE ASSUME RESPONSIBILITY FOR THE IDENTITY, INTENTIONS, LEGITIMACY, OR TRUTHFULNESS OF ANY USERS WITH WHOM YOU COMMUNICATE THROUGH OUR PLATFORM. ANY MATERIAL DOWNLOADED OR OBTAINED THROUGH OUR SERVICES IS AT YOUR OWN RISK. WE ARE NOT LIABLE FOR ANY DAMAGE TO YOUR COMPUTER OR OTHER EQUIPMENT ARISING FROM USE OF OUR SERVICES, INCLUDING BUT NOT LIMITED TO DAMAGE FROM VIRUSES, BUGS, TAMPERING, HACKING, FRAUD, ERRORS, INTERRUPTIONS, OR TECHNICAL MALFUNCTIONS.

  11. DIGITAL MILLENIUM COPYRIGHT ACT

    We take copyright infringement very seriously. We ask you to help us to ensure we address it promptly and effectively.

    Points To Love has adopted the following policy towards copyright infringement in accordance with the Digital Millennium Copyright Act (the "DMCA"). If you believe any Member Content or Our Content infringes upon your intellectual property rights, please submit a notification alleging such infringement ("DMCA Takedown Notice") including the following:

    1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
    2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works;
    3. Identification of the material claimed to be infringing or to be the subject of infringing activity and that is to be removed or access disabled and information reasonably sufficient to permit the service provider to locate the material;
    4. Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail;
    5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
    6. A statement that, under penalty of perjury, the information in the notification is accurate and you are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed.

    Any DMCA Takedown Notices should be sent to [email protected], by phone to 214-576-3272 or via mail to the following address: Points To Love, PO Box 44231 Brooklyn Ohio 44144, USA.

    Points To Love will terminate the accounts of repeat infringers.

  12. ADS AND THIRD-PARTY CONTENT

    Like many services, there are ads on our websites.

    Our Services may include advertisements, promotions, and links to third-party websites or resources. Points To Love may also include non-commercial references to third parties within its content. However, Points To Love is not accountable for the availability or content of external websites or resources linked through our Services. Additionally, Points To Lovedoes not endorse any products or services offered by third-party websites or resources. If you decide to engage with any third parties accessed through our Services, your relationship with them will be governed by their terms. Points To Loveis not liable for the terms or actions of these third parties.

  13. LIMITATION OF LIABILITY

    Points To Love’s liability is limited to the maximum extent allowed by applicable law.

    TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, POINTS TO LOVE, ITS AFFILIATES, EMPLOYEES, LICENSORS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, PUNITIVE, FIXED, OR ENHANCED DAMAGES, INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM: (I) YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICES, (II) THE CONDUCT OR CONTENT OF ANY USERS OR THIRD PARTIES ON OR THROUGH ANY OF OUR AFFILIATES’ SERVICES OR IN CONNECTION WITH THE SERVICES, OR (III) ANY UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT, EVEN IF POINTS TO LOVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, POINTS TO LOVE’S AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED THE AMOUNT PAID, IF ANY, BY YOU TO POINTS TO LOVE FOR THE SERVICES DURING THE TWENTY-FOUR (24) MONTH PERIOD IMMEDIATELY PRECEDING THE DATE THAT YOU FIRST FILE A LAWSUIT, ARBITRATION, OR ANY OTHER LEGAL PROCEEDING AGAINST POINTS TO LOVE, WHETHER STATUTORY, IN LAW, OR IN EQUITY, IN ANY TRIBUNAL. THE DAMAGES LIMITATION SET FORTH IN THE IMMEDIATELY PRECEDING SENTENCE APPLIES (I) REGARDLESS OF THE GROUND UPON WHICH LIABILITY IS BASED (WHETHER DEFAULT, CONTRACT, TORT, STATUTE, OR OTHERWISE), (II) IRRESPECTIVE OF THE TYPE OF BREACH OF RIGHTS, PRIVILEGES, OR OBLIGATIONS, AND (III) WITH RESPECT TO ALL EVENTS, THE SERVICE, AND THIS AGREEMENT.

    THE LIMITATION OF LIABILITY PROVISIONS SET FORTH IN THIS SECTION 14 SHALL APPLY EVEN IF YOUR REMEDIES UNDER THIS AGREEMENT FAIL WITH RESPECT TO THEIR ESSENTIAL PURPOSE.

    SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OR ALL OF THE EXCLUSIONS AND LIMITATIONS IN THIS SECTION MAY NOT APPLY TO YOU.

  14. DISPUTE RESOLUTION SECTION

    In the rare event of a legal dispute, here's how the Parties agree to proceed, unless prohibited by applicable law.

    Any subsection in this Dispute Resolution Section that is prohibited by law will not apply to users residing in that jurisdiction. This includes Subsections 15b, 15c, 15d, and 15e, which won't apply to users residing within the European Union, European Economic Area, the United Kingdom, or Switzerland.

    1. INFORMAL DISPUTE RESOLUTION PROCESS

      If you have any concerns about our Services, please contact Points To Love Customer Service first so we can attempt to resolve them informally. If you decide to pursue a dispute, claim, or controversy against Points To Love, the terms outlined here will apply. For the purposes of this Dispute Resolution Process and Arbitration Procedures detailed in Section 15, "Points To Love" encompasses our affiliates, employees, licensors, and service providers.

      Points To Love values its relationship with you and recognizes the benefits of informally resolving Disputes (as defined below). Before initiating a formal dispute through arbitration or small claims court, you agree to send a detailed notice ("Notice") to Points To Love, PO Box 44231 Brooklyn Ohio 44144, USA. If Points To Love has a dispute with you, we will send a Notice to your most recent email address on file, or other contact information associated with your account if no email address is on file. Your Notice must include: (1) your full name; (2) information to identify your account, including a picture or screenshot of your profile, address, mobile phone number, email address, and date of birth used for account registration (if any); and (3) a detailed description of your dispute, including the nature, factual basis of your claim(s), and the relief you seek, along with a calculation of your alleged damages (if any). You must personally sign this Notice for it to be effective. Points To Love’s Notice will also provide a detailed description of our dispute, including the nature, factual basis of our claim(s), the relief we seek, and a calculation of our damages (if any). You and Points To Love agree to negotiate in good faith to resolve the Dispute. If Points To Love requests a telephone conference to discuss your Dispute, you agree to participate, with your attorney if represented. Similarly, if you request a telephone conference regarding Points To Love’s Dispute with you, Points To Love agrees to have one representative participate. This informal process aims to resolve the Dispute. However, if the Dispute remains unresolved 60 days after receipt of a fully completed Notice, and the Parties haven't agreed to extend this period, you or Points To Love may initiate arbitration (subject to the Party’s right to elect small claims court as provided below).

      Completing this informal dispute resolution is a condition precedent to filing a demand for arbitration or small claims court action. Failure to do so breaches this Agreement. The statute of limitations and filing fee deadlines will be paused while you and Points To Love engage in this informal process. Unless prohibited by applicable law, the arbitration provider, National Arbitration and Mediation ("NAM"), will not accept or administer any demand for arbitration and will close any arbitration unless the Party bringing the demand certifies in writing that the terms of this informal process were met. A court of competent jurisdiction may enforce this provision and halt any arbitration or small claims court action.

    2. INDIVIDUAL RELIEF: CLASS ACTION AND JURY TRIAL WAIVER

      TO THE FULLEST EXTENT ALLOWABLE BY LAW, YOU AND POINTS TO LOVE EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO LITIGATE DISPUTES IN COURT IN FAVOR OF INDIVIDUAL ARBITRATION (EXCEPT FOR SMALL CLAIMS COURT AS PROVIDED ABOVE). YOU AND POINTS TO LOVE EACH WAIVE THE RIGHT TO FILE OR PARTICIPATE IN A CLASS ACTION AGAINST THE OTHER OR OTHERWISE TO SEEK RELIEF ON A CLASS BASIS, INCLUDING ANY CURRENTLY PENDING ACTIONS AGAINST POINTS TO LOVE. TO THE FULLEST EXTENT ALLOWABLE BY LAW, THERE SHALL BE NO RIGHT OR AUTHORITY FOR ANY CLAIMS TO BE ARBITRATED OR LITIGATED ON A CLASS, COLLECTIVE, REPRESENTATIVE, CONSOLIDATED, OR PRIVATE ATTORNEY GENERAL BASIS. THE ARBITRATOR CAN AWARD THE SAME RELIEF AVAILABLE IN COURT PROVIDED THAT THE ARBITRATOR MAY ONLY AWARD FINAL RELIEF (INCLUDING INJUNCTIVE OR DECLARATORY RELIEF) IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE FINAL RELIEF WARRANTED BY THAT INDIVIDUAL PARTY’S CLAIM. THE ARBITRATOR MAY NOT AWARD FINAL RELIEF FOR, AGAINST, OR ON BEHALF OF ANYONE WHO IS NOT A PARTY TO THE ARBITRATION ON A CLASS, COLLECTIVE, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL BASIS. IF A COURT DETERMINES THAT ANY OF THESE PROHIBITIONS IN THIS PARAGRAPH ARE UNENFORCEABLE AS TO A PARTICULAR CLAIM OR REQUEST FOR RELIEF (SUCH AS A REQUEST FOR PUBLIC INJUNCTIVE RELIEF), AND ALL APPEALS OF THAT DECISION ARE EXHAUSTED OR THE DECISION IS OTHERWISE FINAL, THEN YOU AND POINTS TO LOVE AGREE THAT THAT PARTICULAR CLAIM OR REQUEST FOR RELIEF SHALL PROCEED IN COURT BUT SHALL BE STAYED PENDING INDIVIDUAL ARBITRATION OF THE REMAINING CLAIMS FOR RELIEF THAT YOU HAVE BROUGHT. IF THIS SPECIFIC PARAGRAPH IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRETY OF THIS ARBITRATION PROVISION (EXCEPT FOR THE JURY TRIAL WAIVER AND THE INFORMAL DISPUTE RESOLUTION PROCESS) SHALL BE NULL AND VOID. THIS PARAGRAPH IS AN ESSENTIAL PART OF THIS ARBITRATION AGREEMENT.

    3. DISPUTE RESOLUTION THROUGH ARBITRATION OR SMALL CLAIMS COURT

      Any dispute, claim, or controversy between you and Points To Love (that is not resolved informally by Points To Love Customer Service or as provided under subsection 15a above) that arises from or relates in any way to this Agreement (including any alleged breach of this Agreement), the Services, or our relationship with you (collectively, "Dispute"), shall be exclusively resolved through BINDING INDIVIDUAL ARBITRATION except as specifically provided otherwise in this Dispute Resolution Section. "Dispute" as used in this Agreement shall have the broadest possible meaning and include claims that arose before the existence of this or any prior Agreement and claims that arise during the term of this Agreement or after the termination of this Agreement. Notwithstanding the foregoing, either you or Points To Love may elect to have an individual claim heard in small claims court. If the request to proceed in small claims court is made after an arbitration has been initiated but before an arbitrator has been appointed, such arbitration shall be administratively closed. Any controversy over the small claims court’s jurisdiction shall be determined by the small claims court. All other issues (except as otherwise provided herein) are exclusively for the Arbitrator to decide, including but not limited to scope and enforceability of this Dispute Resolution Section, as well as any request to proceed in small claims court that is made after an arbitrator has been appointed. If you or Points To Love challenges the small claims court election in your Dispute, and a court of competent jurisdiction determines that the small claims court election is unenforceable, then such election shall be severed from this Agreement as to your Dispute. However, such court determination shall not be considered or deemed binding with respect to Points To Love’s other contracting parties.

      Any court proceeding to enforce this Dispute Resolution Section 15, including any proceeding to confirm, modify, or vacate an arbitration award, must be commenced in accordance with Section 17. In the event Dispute Resolution Section 15 is for any reason held to be unenforceable, any litigation against Points To Love (except for small claims court actions) may be commenced only in the federal or state courts located in Dallas County, Texas. You hereby irrevocably consent to those courts’ exercise of personal jurisdiction over you for such purposes and waive any claim that such courts constitute an inconvenient forum.

    4. INDIVIDUAL ARBITRATION AND MASS ARBITRATION PROTOCOLS

      This subsection 15d applies to Disputes that are submitted to NAM after fully completing the informal Notice and Dispute resolution process described in subsection 15a above and when no small claims court election is made by either Party. Any arbitration between you and Points To Love shall be administered by NAM in accordance with NAM’s operative Comprehensive Dispute Resolution Rules and Procedures (the "NAM Rules") in effect at the time any demand for arbitration is filed with NAM, as modified by this Dispute Resolution Section 15. For a copy of the NAM Rules, please visit https://www.namadr.com/resources/rules-fees-forms or contact NAM at NAM’s National Processing Center at 990 Stewart Avenue, 1st Floor, Garden City, NY 11530 and email address [email protected]. If NAM is unable or unwilling to perform its duties under this Agreement, the parties shall mutually agree on an alternative administrator that will replace NAM and assume NAM’s role consistent with this Agreement. If the parties are unable to agree, they will petition a court of competent jurisdiction to appoint an administrator that will assume NAM’s duties under this Agreement.

      The Parties agree that the following procedures will apply to any Arbitrations initiated under this Dispute Resolution Section:

      1. Commencing an Arbitration – To initiate an arbitration, you or Points To Love shall send to NAM a demand for arbitration ("Demand for Arbitration") that describes the claim(s) and request for relief in detail, consistent with the requirements in this Agreement and NAM Rules. If you send a Demand for Arbitration, you shall also send it to Points To Love, PO Box 44231 Brooklyn Ohio 44144, USA, within 10 days of delivery of the Demand for Arbitration to NAM. If Points To Love sends a Demand for Arbitration, we will also send it to your mailing address on file with us within the same 10-day period. If your mailing address is unavailable, we will send it to your email address on file, or if no email address is on file, other contact information associated with your account. The arbitration provider shall not accept or administer any demand for arbitration and shall administratively close any such demand for arbitration that fails to certify in writing that the Party meets the requirements of Dispute Resolution Section 15 or if either Party elects small claims court as set forth above.
      2. Fees – The payment of all fees shall be governed by the NAM Rules, except to the extent that the case is a part of a Mass Filing (as defined below) or the NAM fees and costs (including Arbitrator fees) paid by either Party are reallocated upon order of the Arbitrator following a determination that (a) either Party breached Section 15 of this Agreement, (b) such reallocation is called for under this Agreement, or (c) reallocation is otherwise permitted under applicable law. Upon a showing to Points To Love of your financial hardship we will consider a good faith request made by you to pay your portion of the applicable consumer portion of the filing fee. Points To Love is committed to ensuring that arbitration costs to consumers do not serve as a barrier to the adjudication of disputes. If Points To Love initiates an arbitration against you, we shall pay all fees.
      3. The Arbitrator – The arbitration shall be conducted by a single, neutral (the "Claim Arbitrator"), as assisted by any Process Arbitrator appointed under NAM Rules. (The term "Arbitrator" applies to both the Claim Arbitrator and the Process Arbitrator). If a hearing is elected by either Party, the Arbitrator shall be in or close to the location in which you reside. The Arbitrator is bound by and shall adhere to this Agreement. In the event NAM Rules conflict with this Agreement, the terms of this Agreement shall control. If the Arbitrator determines that strict application of any term of Section 15 of this Agreement (except for the small claims election, which shall be determined by the small claims court) would result in a fundamentally unfair arbitration (the "Unfair Term"), then the Arbitrator shall have authority to modify the Unfair Term to the extent necessary to ensure a fundamentally fair arbitration that is consistent with the Terms of Use (the "Modified Term"). In determining the substance of a Modified Term, the Arbitrator shall select a term that comes closest to expressing the intention of the Unfair Term.
      4. Dispositive Motions – The Parties agree that the Claim Arbitrator shall have the authority to consider dispositive motions without an oral evidentiary hearing. Dispositive motions may be requested under the following circumstances: (a) within 30 days after the Claim Arbitrator’s appointment, a Party may request to file a dispositive motion based upon the pleadings; and (b) no later than 30 days prior to the evidentiary hearing, a Party may request to file a dispositive motion for summary judgment based upon the Parties’ pleadings and the evidence submitted.
      5. Discovery –Each Party may (a) serve up to five requests for relevant, non-privileged documents from the other Party; and (b) request that the other Party provide verified responses to no more than 5 relevant interrogatories (including subparts). Unless both Parties agree otherwise, no other forms of discovery (including depositions) may be utilized. Any such discovery requests must be served on the other Party within 21 days after the Claim Arbitrator’s appointment. The responding Party shall provide the requesting Party with all responsive, non-privileged documents, responses signed by the Party themselves to the requested interrogatories, and/or any objections to the requests within 30 days after receipt of the requests, or, in the event of an objection to any discovery request, 30 days after the Claim Arbitrator resolves the dispute. In the event either Party requests that the Claim Arbitrator consider a dispositive motion on the pleadings, such written discovery response deadlines shall be extended until 30 days following the Claim Arbitrator’s final decision on such dispositive motion. Any disputes about discovery or requests for extensions shall be submitted promptly to the Claim Arbitrator for resolution. In ruling on any discovery dispute or extension request, the Claim Arbitrator shall take into consideration the nature, amount, and scope of the underlying arbitration claim, the cost and other effort that would be involved in providing the requested discovery, the case schedule, and whether the requested discovery is necessary for the adequate preparation of a claim or defense.
      6. Confidentiality – Upon either Party’s request, the Arbitrator will issue an order requiring that confidential information of either Party disclosed during the arbitration (whether in documents or orally) may not be used or disclosed except in connection with the arbitration or a proceeding to enforce the arbitration award and that any permitted court filing of confidential information must be done under seal.
      7. Arbitration Hearing – You and Points To Love are entitled to a fair evidentiary hearing (i.e. trial) before the Claim Arbitrator. Arbitration proceedings are usually simpler, less costly, and more streamlined than trials and other judicial proceedings. The Parties agree to waive all oral hearings and instead submit all disputes to the Claim Arbitrator for an award based on written submissions and other evidence as the Parties may agree, unless a Party requests an oral hearing within 10 days after the Respondent files a response. If an oral evidentiary hearing is requested, both Parties must be personally present at the hearing, regardless of whether either Party has retained counsel. Both Parties must personally attend the hearing. Either Party’s failure to personally attend the hearing, without a continuance ordered by the Claim Arbitrator for good cause, will result in a default judgment taken against that Party.
      8. Arbitration Award – Regardless of the format of the arbitration, the Claim Arbitrator shall provide a reasoned decision, in writing within 30 days after the hearing or, if no hearing is held, within 30 days after any rebuttal or supplemental statements are due. The decision must clearly specify the relief, if any, awarded and contain a brief statement of the reasons for the award. The arbitration award is binding only between you and Points To Love and will not have any preclusive effect in another arbitration or proceeding that involves a different Party. The Claim Arbitrator may, however, choose to consider rulings from other arbitrations involving a different Party. The Arbitrator may award fees and costs as provided by the NAM Rules or to the extent such fees and costs could be awarded in court. This includes but is not limited to the ability of the Arbitrator to award fees and costs if the Arbitrator determines that a claim or defense is frivolous or was brought for an improper purpose, for the purpose of harassment, or in bad faith.
      9. Offer of Settlement – The Respondent may, but is not obligated to, make a written settlement offer to the opposing Party any time before the evidentiary hearing or, if a dispositive motion is permitted, prior to the dispositive motion being granted. The amount or terms of any settlement offer may not be disclosed to the Claim Arbitrator until after the Claim Arbitrator issues an award on the claim. If the award is issued in the opposing Party’s favor and is less than the Respondent’s settlement offer or if the award is in the Respondent’s favor, the opposing Party must pay the Respondent’s costs incurred after the offer was made, including any attorney’s fees. If any applicable statute or caselaw prohibits the flipping of costs incurred in the arbitration, then the offer in this provision shall serve to cease the accumulation of any costs that claimant may be entitled to for the cause of action under which it is suing.
      10. Mass Filing – If, at any time, 25 or more similar demands for arbitration are asserted against Points To Love or related parties by the same or coordinated counsel or entities ("Mass Filing"), consistent with the definition and criteria of Mass Filings set forth in the NAM’s Mass Filing Supplemental Dispute Resolution Rules and Procedures ("NAM’s Mass Filing Rules", available at https://www.namadr.com/resources/rules-fees-forms/"), the additional protocols set forth below shall apply.
        1. a. If you or your counsel file a Demand for Arbitration that fits within the definition of Mass Filing referred to above, then you agree that your Demand for Arbitration shall be subject to the additional protocols set forth in this Mass Filing subsection. You also acknowledge that the adjudication of your Dispute might be delayed and that any applicable statute of limitations shall be tolled from the time at which the first cases are chosen to proceed until your case is chosen for a bellwether proceeding.
        2. NAM’s Mass Filing Rules shall apply if your Dispute is deemed by NAM, in its sole discretion pursuant to its Rules and this Dispute Resolution Section, to be part of a Mass Filing. Such election for NAM’s Mass Filing Rules and related fee schedule must be made by either you or Points To Love in writing and submitted to NAM and all Parties.
        3. Bellwether Proceedings. Bellwether proceedings are encouraged by courts and arbitration administrators when there are multiple disputes involving similar claims against the same or related parties. Counsel for the Mass Filings claimants (including you) and counsel for Points To Love shall each select 15 Demands for Arbitration (30 total), and no more than 30 arbitrations shall be filed, processed, adjudicated, or pending at the same time, with each of the 30 individual arbitrations presided over by a different Claim Arbitrator, in a first set of bellwether proceedings. During this time, no other Demands for arbitration that are part of the Mass Filings may be filed, processed, adjudicated, or pending. If the Parties are unable to resolve the remaining Demands for Arbitration after the first set of bellwether proceedings are arbitrated or otherwise resolved, then counsel for the Claimants and counsel for Points To Love shall each select an additional 15 Demands for Arbitration (30) total to be filed, processed, and adjudicated as individual arbitrations, with each of the 30 arbitrations presided over by a different Claim Arbitrator, in a second set of bellwether proceedings. During this time, no other Demands for Arbitration that are part of the Mass Filings may be filed, processed, or adjudicated. This staged process of bellwether proceedings, with each set including 30 Demands for Arbitration adjudicated on an individual basis, shall continue until each Demand included in the Mass Filings (including your Demand for Arbitration) is adjudicated or otherwise resolved. Fees associated with a Demand for Arbitration included in the Mass Filings, including fees owed by Points To Love and the claimants (including you), shall only be due after your Demand for Arbitration is chosen as part of a set of bellwether proceedings and therefore properly designated for filing, processing, and adjudication. Any applicable statute of limitations shall be tolled beginning when you initiate the informal dispute resolution process set forth in subsection 15a of the Agreement, and if the first Mass Filings’ Demands for Arbitration are chosen for the initial set of bellwether proceedings have been filed, your claims will remain tolled until your Demand for Arbitration is decided, withdrawn, or is settled. A court of competent jurisdiction located in a venue allowed under Section 17 of the Agreement shall have the power to enforce this subsection.
        4. You and Points To Love agree that we each value the integrity and efficiency of the arbitration and small claims court process and wish to employ the process for the fair resolution of genuine and sincere disputes between us. You and Points To Love acknowledge and agree to act in good faith to ensure the fair resolution of genuine and sincere Disputes. The Parties further agree that application of these Mass Filings procedures have been reasonably designed to result in an efficient and fair adjudication of such cases.
    5. FUTURE CHANGES AND RETROACTION APPLICATION

      This Dispute Resolution Section 15 governs all Disputes between the Parties, including claims that arose against you or Points To Love before your consent to this Agreement and those arising after your consent. Despite any provision in this Agreement, you have the option to exclude the retroactive application of this Dispute Resolution Section 15 for claims that accrued against you or Points To Love before your consent to this Agreement. To opt out, send written notice within 30 days of your consent to this Agreement to support@Points To Love. Provide sufficient information to identify your account(s), such as associated email address or phone number, and state that you're opting out of the retroactive application of this Dispute Resolution Section 15. Note: if you opt out, you're still subject to any previously agreed-upon Dispute Resolution Sections, Arbitration Procedures, including arbitration provisions, class action waivers, and retroactive application sections. Regardless of your opt-out decision, the Parties will resolve any claims arising after your consent to this Agreement according to this Dispute Resolution Section.

  15. GOVERNING LAW

    Ohio law and the Federal Arbitration Act will apply to any Dispute (except where prohibited by law).

    To the fullest extent allowable by law, the laws of Ohio, U.S.A., without regard to its conflict of laws rules, shall apply to any Dispute arising out of or relating to this Agreement or our Services. Notwithstanding the foregoing, the Dispute Resolution Process set forth in Section 15 shall be governed by the Federal Arbitration Act.

  16. VENUE/FORUM SELECTION

    To the fullest extent allowable by law, any claims that are not arbitrated for any reason must be litigated in Cuyahoga County, Ohio (except for claims filed in small claims court).

    Except where prohibited by law and except for claims that are heard in a small claims court as set forth in Section 15, any claims arising out of or relating to this Agreement, to our Services, or to your relationship with Points To Love that for whatever reason are not required to be arbitrated or filed in small claims court, will be litigated exclusively in the federal or state courts located in Cuyahoga County, Ohio, U.S.A. You and Points To Love consent to the exercise of personal jurisdiction of courts in the State of Texas and waive any claim that such courts constitute an inconvenient forum.

  17. INDEMNITY BY YOU

    You agree to indemnify Points To Love if a claim is made against Points To Love due to your actions.

    You agree, to the extent permitted under applicable law, to indemnify, defend, and hold harmless Points To Love, our affiliates, and their and our respective officers, directors, agents, and employees from and against any and all complaints, demands, claims, damages, losses, costs, liabilities, and expenses, including attorney’s fees, due to, arising out of, or relating in any way to your access to or use of our Services, your Content, your conduct toward other users, or your breach of this Agreement.

  18. ACCEPTANCE OF TERMS AND CONDITIONS

    By using our Services, you accept the Terms of this Agreement.

    By using our Services, whether through a mobile device, mobile application, or computer, you agree to be bound by (i) these Terms, which we may amend from time to time, (ii) our Privacy Policy, Cookie Policy, and (iii) any Additional Terms Upon Purchase. If you do not accept and agree to be bound by all of the terms of this Agreement, you are not entitled to use our Services.

  19. ACCEPTANCE OF TERMS AND CONDITIONS

    This Agreement supersedes any previous agreements or representations.

    These Terms, with the Privacy Policy, Cookie Policy, and any Additional Terms Upon Purchase, contain the entire agreement between you and Points To Love regarding the use of our Services. The Terms supersede all previous agreements, representations, and arrangements between us, written or oral. If any provision of these Terms is held invalid, illegal, or otherwise unenforceable, the remainder of the Terms shall continue in full force and effect. The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. You agree that your Points To Love account is non-transferable and all of your rights to your account and its content terminate upon your death, unless otherwise provided by law. Any rights and licenses granted hereunder may not be transferred or assigned by you but may be assigned by us without restriction. No agency, partnership, joint venture, fiduciary or other special relationship or employment is created as a result of these Terms, and you may not make any representations on behalf of or bind Points To Love in any manner.

  20. SPECIAL STATE TERMS

    Special terms apply in Arizona, California, Colorado, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio, Rhode Island, and Wisconsin

    For subscribers located in New York:
    • The Services do not assure a specific number of "referrals"; instead, subscribers can view profiles freely.
    • Subscribers can place their on hold for up to one year by providing written notice to Points To Love, PO Box 44231 Brooklyn Ohio 44144, USA.
    • Information usage and access are outlined in our Privacy Policy.
    • You can examine the New York Dating Service Consumer Bill of Rights here.
    • For subscribers residing in North Carolina:
    • o You can review the North Carolina Buyer’s Rights here.
    For subscribers located in Illinois, New York, North Carolina, and Ohio:
    • Our Services are widely available in the United States—if you believe that you have moved outside a location where we provide the Services, please contact us in writing delivered to PO Box 44231 Brooklyn Ohio 44144, USA, and we will work with you to provide alternative services or a refund.
    For subscribers located in Arizona, California, Colorado, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio, Rhode Island, and Wisconsin:

    Your Right to Cancel—You may cancel your, without penalty or obligation, at any time prior to midnight of the third business day following the date you subscribed. In the event that you die before the end of your period, your estate shall be entitled to a refund of that portion of any payment you had made for your which is allocable to the period after your death. In the event that you become disabled (such that you are unable to use our Services) before the end of your period, you shall be entitled to a refund of that portion of any payment you had made for your which is allocable to the period after your disability by providing the Company notice in the same manner as you request a refund as described above in Section 8.